Terms of Use

By using RupayaTools (rupayatools.com), you agree to these terms. If you do not agree, please do not use the site.

Free tools, no account needed

All calculators on RupayaTools are free to use. There are no accounts, no subscriptions and no charges. We may add, change or remove tools at any time without notice.

Estimates only — no warranty

Every result on this site is an estimate for general information only — not financial, tax, legal, construction or professional advice. Tax rules, interest rates and material prices change, and formulas may contain errors. We provide the tools "as is", with no warranty of any kind, express or implied — including no warranty of accuracy, completeness or fitness for any purpose. Always verify important figures with a qualified professional. See our disclaimer for the full statement.

Acceptable use

You agree to use RupayaTools lawfully and reasonably. You must not:

• try to disrupt, overload or damage the site or its hosting;
• scrape the site aggressively, or present its content as your own;
• use the calculators for anything unlawful, including fraud or misrepresentation;
• suggest that RupayaTools endorses or guarantees any product, service or financial decision.

Your responsibility

Any decision you make based on a calculator result is entirely your own. RupayaTools is not liable for any loss or damage — direct or indirect — from your use of the site or reliance on its results, to the maximum extent permitted by law.

Intellectual property

The RupayaTools name, design and calculator content belong to us. You may use the tools for personal, non-commercial purposes and link to our pages. Republishing our content or calculators elsewhere without permission is not allowed.

Privacy

We collect no personal data and set no cookies. Read our privacy policy for details.

Changes to these terms

We may update these terms from time to time. The "last updated" date above will show the latest version. Continuing to use the site after a change means you accept the updated terms.

Contact

Questions about these terms? Email us at [email protected] or use our contact page.