Finance Calculators

Buying your first mutual fund or taking a home loan — most money decisions come down to one question. What will this cost me, or earn me, over time? Our finance calculators answer that in seconds. They use the same formulas and rules that Indian banks, mutual funds and tax offices actually follow. Every tool is free, works on your phone, and needs no sign-up.

The SIP Calculator projects how a monthly mutual fund investment grows at your assumed annual return, showing invested amount versus gains. The EMI Calculator breaks a home, car or personal loan into monthly instalments, total interest and total repayment — handy for comparing offers side by side. The FD Calculator estimates maturity values for fixed deposits with quarterly compounding, as most Indian banks apply it.

The PPF Calculator projects a Public Provident Fund account over its 15-year tenure — ideal for long-term savers. The CAGR Calculator measures the true annualised growth of any investment. The GST Calculator adds or strips GST at any slab — 5%, 12%, 18% or 28% — and splits the tax into CGST and SGST. And the Income Tax Calculator compares your tax under the old and new regimes, so you can see which leaves more in your pocket.

All calculations happen in your browser — nothing is stored and nothing is shared. Results are estimates to guide your planning, not financial advice. For big decisions, talk to a qualified professional (see our disclaimer

Churn Calculator

Find your customer churn rate, revenue churn, and average customer lifetime.

Debt Snowball Calculator

Pay off debts smallest-first and see your debt-free date.

Electricity Cost Calculator

Work out what your appliances cost to run each month.

Overtime Pay Calculator

Work out regular pay, overtime pay, and gross pay.

Purchasing Power Calculator

Use this free purchasing power calculator to see what your money will really be worth in the future.

Rent Increase Calculator

Work out a new rent after an increase, with caps and notice rules.

ARM Mortgage Calculator

Work out ARM payments with our free ARM mortgage calculator.

Balance Transfer Calculator

See how much a balance transfer saves you in interest.

Balloon Payment Calculator

Work out the monthly payment and balloon balance on a loan.

Construction Loan Calculator

Estimate interest-only payments during construction and the mortgage after.

Credit Card Minimum Payment Calculator

See how long minimum payments take to clear a card balance.

Credit Score Simulator

See how everyday actions could move your credit score up or down.

401k Calculator

Estimate how your 401(k) retirement savings can grow over time.

CD Calculator

See how much a certificate of deposit can earn by maturity.

IRA Calculator

Project how a traditional IRA can grow from yearly contributions.

Rental Yield Calculator

Work out gross and net rental yield with our free rental yield calculator.

Stock Profit Calculator

Find profit, ROI, and break-even price on any stock trade.

Take Home Salary Calculator

See your take-home pay after federal tax, FICA, and state tax, per paycheck.

Baby Cost Calculator

Estimate the first-year cost of a baby, month by month and in total.

Capital Gains Tax Calculator

Estimate tax on short-term and long-term capital gains with 2026 rates.

eBay Fee Calculator

Work out eBay final value and processing fees and your net proceeds.

Etsy Fee Calculator

Work out Etsy fees and your net profit per sale.

Freelance Tax Calculator

Estimate self-employment tax, income tax, and quarterly payments.

PMI Calculator

Find your LTV, down payment and monthly mortgage insurance.

401k Contribution Calculator

See your per-paycheck 401(k) contribution and employer match.

401k Withdrawal Calculator

Work out what a 401(k) withdrawal is worth after taxes and penalties.

529 Calculator

See how a 529 college savings plan can grow over the years.

Babysitting Rate Calculator

Work out fair babysitting pay from rate, hours, children, and evening multipliers.

Car Insurance Premium Calculator

Estimate your yearly car insurance premium from your car and profile.

Child Support Calculator

Estimate monthly child support from both parents' incomes.

Bike Insurance Premium Calculator

Enter your motorcycle's value, coverage type, rider age and experience to estimate your annual and monthly premium.

Cash on Cash Return Calculator

Work out your rental's cash on cash return with our free calculator.

Dropshipping Profit Calculator

Find profit per order and margin for a dropshipping product.

Electric Car Savings Calculator

Compare an electric car with a petrol car — fuel costs, savings and break-even.

Escrow Calculator

Work out your monthly escrow for taxes and insurance.

Estate Tax Calculator

Estimate federal estate tax and what heirs receive.

Federal Income Tax Calculator

Estimate your 2026 federal tax, taxable income and effective rate.

Flood Insurance Calculator

Estimate yearly flood insurance from your zone and coverage.

Health Insurance Premium Calculator

Estimate monthly health insurance premiums by age, plan tier, and state.

HOA Fee Calculator

Estimate monthly HOA dues itemised by expense, or as a percentage of home value.

Home Depreciation Calculator

Work out annual rental-property depreciation and the full schedule.

Home Insurance Calculator

Estimate homeowners insurance premiums by home value, risk, and deductible.

House Flipping Calculator

Estimate profit, ROI, and the 70% rule on a flip.

I Bond Calculator

Project I Bond growth from fixed and inflation rates.

Index Fund Return Calculator

Project index fund growth from contributions, returns, and fees over time.

Lease vs Buy Car Calculator

Compare leasing vs buying a car over the same period.

Lifetime Value Calculator

Work out customer lifetime value and the LTV to CAC ratio.

Mortgage Points Calculator

See if buying mortgage points pays off, and when.

Motorcycle Loan Calculator

Work out monthly payments, interest, and total cost for a motorcycle loan.

Pension Calculator

Estimate your yearly and monthly pension from salary and service.

Pet Insurance Calculator

Estimate monthly pet insurance premiums by pet type, age, size and coverage.

Photography Pricing Calculator

Price a photo session from your costs, time, and profit margin.

Quarterly Tax Calculator

Estimate your federal tax and split it into four quarterly payments.

Real Estate Commission Calculator

Work out agent commission on any home sale price.

Rental Property Calculator

Analyse a rental property’s cash flow, cap rate, and cash-on-cash return.

Restaurant Tip Calculator

Work out the tip, total bill, and each person's share.

Roth Conversion Calculator

Compare converting an IRA to Roth versus leaving it alone.

Salary Negotiation Calculator

Compare an offer with your current pay and find your counter range.

Security Deposit Calculator

Work out a security deposit and the refund after deductions.

Self Employment Tax Calculator

Work out the 15.3% self-employment tax on net earnings, with the deductible half.

SEP IRA Calculator

Work out your SEP IRA contribution and projected retirement balance.

Shopify Profit Calculator

Find profit per order and margin on Shopify after fees, shipping, and discounts.

Stripe Fee Calculator

Work out Stripe fees instantly with our free Stripe fee calculator.

Tax Refund Calculator

Estimate your federal tax refund (or amount owed) from income and withholding.

Total Cost of Ownership Calculator

Add up purchase price, fuel, insurance, maintenance and resale to find a vehicle's true cost.

Travel Budget Calculator

Plan a trip budget by category and see the total, per-person, and per-day cost.

Customer Acquisition Cost Calculator

Find your CAC from sales and marketing spend, plus payback and LTV ratio.

Water Bill Calculator

Estimate your monthly water bill from usage and rates.

Wedding Budget Calculator

Plan your big day with our free wedding budget calculator.

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SIP Calculator

Project mutual fund SIP growth with expected returns.

EMI Calculator

Calculate loan EMI, total interest and total repayment.

FD Calculator

Estimate the maturity value of your fixed deposit.

PPF Calculator

Project your Public Provident Fund corpus and interest.

CAGR Calculator

Measure the annual growth rate of your investments.

GST Calculator

Add or remove GST and split CGST and SGST amounts.

Income Tax Calculator

Compare old vs new regime tax on your salary income.

Biweekly Mortgage Calculator

See how biweekly payments shorten a mortgage and save interest.

Future Value Calculator

See what a lump sum plus monthly contributions grows to over time.

Credit Card EMI Calculator

Turn a credit-card purchase into monthly installments — EMI, total interest, and a full amortisation table.

Income Tax Slab Calculator

Calculate tax by brackets with the 2026 preset or your own editable slabs, for any filing status.

RD Calculator

Plan a recurring deposit or regular monthly savings — maturity value, interest earned, and growth chart.

Stamp Duty Calculator

Work out property stamp duty for the UK, Australia, India, or any custom rate — with a full breakdown.

Leave Encashment Calculator

Calculate the payout for unused leave days from your salary, with a tax deduction and net amount.

ROI Calculator

Measure the return on any investment in dollars and percent.

Gold Price Calculator

Price gold by karat and weight, and value scrap gold, with an editable spot price.

Net Worth Calculator Online

Add up your assets and debts to find your net worth in seconds.

NPV Calculator

Value a project by its discounted cash flows, with a rate chart.

IRR Calculator

Find the internal rate of return of an investment, with a cash-flow table.

Savings Goal Calculator

Work out the monthly saving needed to reach any target amount.

Emergency Fund Calculator

Find how many months of expenses your emergency fund should cover.

Loan Prepayment Calculator

See how extra payments cut interest and shorten a loan.

Credit Card Interest Calculator

Work out credit-card interest and payoff time from balance and APR.

Stock Average Calculator

Average down a stock position and find the new break-even price.

VAT Calculator

Add or remove VAT from any price, with the tax split shown.

APR Calculator

Find the true annual percentage rate of a loan, with monthly payment.

Break Even Calculator

Find your break-even point in units and revenue from costs and price.

Capital Gains Calculator

Work out your total gain, per-share gain, and return on any sale.

Freelance Rate Calculator

Turn a target salary into hourly, daily, and project rates.

Hourly to Salary Calculator

Convert an hourly wage to an annual salary, with overtime.

Retirement Savings Calculator

See how your nest egg grows by retirement age, with contributions.

Annuity Calculator

Work out the future value of regular payments, with interest.

Dividend Calculator

Estimate dividend income and yield from shares you own.

Markup Calculator

Find markup, margin, and selling price from cost and profit.

Profit Percentage Calculator

Work out profit, loss, and margin on any sale.

Refinance Calculator

See if refinancing saves money — new payment, interest, and break-even.

Salary Hike (Raise) Calculator

Work out your new salary, hike amount, and percentage after a raise.

DSCR Calculator

Work out the debt service coverage ratio for a loan or property.

Cap Rate Calculator

Find the capitalisation rate and value of a rental property.

Crypto Profit Calculator

Work out profit, loss and return on any crypto trade.

Diamond Price Calculator

Estimate a diamond’s value from carat, cut, colour and clarity.

Loan Against Property Calculator

Work out EMI, interest and eligibility for a loan against property.

Silver Price Calculator

Find the value of silver by weight, purity and live price.