Finance Calculators

From a first SIP to a home loan, most money decisions in India come down to the same question: what will this cost or earn me over time? Our finance calculators answer that question in seconds, using the formulas and conventions Indian banks, mutual funds and tax rules actually follow. Every tool is free, works on your phone, and needs no sign-up.

The SIP Calculator projects how a monthly mutual fund investment can grow at your assumed annual return, showing invested amount versus potential gains. The EMI Calculator breaks any home, car or personal loan into monthly instalments, total interest and total repayment, so you can compare offers on equal footing. The FD Calculator estimates maturity values for fixed deposits with quarterly compounding, as most Indian banks apply it.

Long-term savers can use the PPF Calculator to project a Public Provident Fund account over its 15-year tenure, and the CAGR Calculator to measure the true annualised growth of any investment. The GST Calculator adds or strips GST at any slab — 5%, 12%, 18% or 28% — and splits the tax into CGST and SGST. Finally, the Income Tax Calculator compares your liability under the old and new regimes so you can see which one leaves more in your pocket.

All calculations happen in your browser — nothing is stored and nothing is shared. Every result is an estimate to guide your planning, not financial advice; for significant decisions, speak to a qualified professional (see our disclaimer).